Calculators

Our borrowing calculator can provide you with a general estimate of the amount you may be eligible to borrow. However, for a more accurate evaluation, we recommend contacting our team. We can discuss your options and review your specific situation in greater detail.

Different lenders have varying debt-to-income ratio limits, typically ranging from 4 or 4.5% up to 8%. For instance, an individual with a net income of $100,000 might qualify for $400,000 with one lender, while another lender might offer up to $800,000. This variation is not influenced by interest rates and can fluctuate as lenders adjust their criteria.